Nifty PE ratio and returns March 2015

Nifty PE ratio and returns  March 2015
In March 2015, Nifty PE ratio is close to 24. Now the Big questions is how is the return of Nifty when the PE ratio touch 24?
The answers is simple.In one word we can say that returns are pathetic when nifty PE touches this,We have crossed this ratio in 2000,2008 and 2011.And we have crashed with a thud after touching/crossing this ratio.
Will it be different this time? Maybe we can touch 27-28 which were highest ratio touched ever.This was breached in 2008.Everyone knows what happened after that.
So summary is simple.If we correct from here it will healthier and more longer Bull market.But if we go higher than 9300 in Nifty,brace yourself for a bear market.

Dow Jones has entered sell zone on 6th March 2015

Dow Jones has entered  sell zone on 6th March 2015
Its a sell at current levels with stop loss of 18090.
For Stop Loss to trigger it must trade for 30-60 minutes above this level.Immediate target for this down move is 17498.
But its the first target only. So Next week is very important. If Dow Jones recovers it will be a buy again.And below 17500,down move will intensify.

Top 10 Best Free Stock Sites India Stock Charts Index Charts News and Views

Whenever I think of Best Free Indian Stock Sites Following Sites Come into my Mind.These Sites are must See For Investors/Traders Who want to Invest in indian Markets .These Sites are helpful for technical as well as Fundamental Analysts

1 NSE Most popular Site Of India .Here you Will Get NSE Live Live Index Future and options,Live Stock Futures and options,Live Graphs,Open Interest,Bhav Copy Download for Cash as well as Future Segment.Very user Friendly Site.If You are an Investor or trador ,this is the site you must visit.You can Check Graphs as Well as Results,Announcements ,Share Holding Patterns etc .Site Can Be Assessed at

2 BSE The Older Brother of NSE,its main Index Sensex is Tracked all Over The World .Very user Friendly Site with live Graphs Also.Charting Section is Specially very good and is stuffed with Technical indicators like MACD Moving Average RSI Etc.Results anouncements Shareholding Patterns are also Available Very useful For Intraday Charting .This is one of few sites where Intraday chart along With technical Indicator can be assessed free.Check Site at Charting Section at

3 Icharts : icharts is Heaven for technical Analysts .You can assess charting Section without Even Registering!!The Charting Section is Fully loaded with Indicators and it also Contains Some Rare Indicators like ADX Also.

Jcharts (EOD) Section requires registration But is Free otherwise.It Contains Some of The Rare Indicators like Elder Ray Bear and Bull Power.Here you will not have to Search For Stocks.All the major Stocks Listed in NSE are Given in Left can Check BSE Stocks Also by entering the BSE Code.Charts are very Good and The Bonus is The Automatic Buy and Sell Indicators. Check Icharts at

4 MoneyControl . Heaven For Investors as Well as Traders .All thing put into one Site.Check Results,Make a Portfolio,Check Volume Shockers,Advance Declines ,Public View.this Site is one of the Best indian Site.only Graphs could be Much Better.Check Site at

5 Every morning Before Market opens,Check Nifty Futures Trading in SGX NIFTY at This Will Give You Idea In Which Direction market is Going to Open

6 Yahoo World Markets. If you want To know how Hang Seng is trading Or how Nikkie of Japan is trading Check this site only.Sensex is having a strong correlation with Hang Seng Index .So Please Check Asian MArkets in morning.In the Lunch Check how Europe is opening or Check Dow Futures in US markets.A must Site for Traders Check at

7 Economic Times : Check ET on Internet all the News Opinions of ET at one Place .Also Have Life Markets Section Portfolio Basic Chart Fundamental analysis etc . Check at

8 Buzzing Stocks : one of the Best Technical analysis site in India.Full of automatic buy sell Decisions.You get long term medium term and Short term analysis of Stock.Also Check Stock Screeners which is one of The Few Best Screeners to Screen Stocks on MA or MACD etc.The Best Part is Heat Map Section,Which shows Nearly Live Nifty and option to tract upto 20 stocks or a sector .Kindly Check the site at

9 VFM Direct is heaven for traders .here you can Check supports Resistance and Buy sell analysis of stocks.See it to Beleive it at

10. Last but not the least is a blog which is Giving all Type of information on Nifty Sensex and Stocks.Check the List of high Beta stocks aor Technical and Fundamental analysis of can Download stock Books also from the links given .Check at

Nifty at Crossroads on 05th March 2015

Nifty at Crossroads on 05th March  2015

Nifty Sensex are both at crossroads on 05th March  2015

Nifty is a Buy  If it trades for one hour above 8960

And its a sell below 8883 if it trades below that level for one hour

Sensex is a Buy  If it trades for one hour above 29480.

And its a sell below 29406 if it trades below that level for one hour .

Happy Investing.

SBI Study loan Educational Loan

SBI Study loan Educational Loan

Basic Details and courses Covered


Eligibility criteria

Should be an Indian national
Secure admission to professional/ technical courses through entrance /selection process
Secure admission to foreign university/ institutions
No minimum qualifying marks stipulated in the last qualifying examination
Education loans may also be considered for students getting admissions to colleges/institutions on management quota
Loan proposals from students who have failed in the last qualifying examination, including Class XII and subsequently cleared, discontin ued studies and resumed again may be considered after satisfying the reasons for the same

No  age limit for the students availing the loan.


Wherever, parents/guardians are not there the branches may consider grandparent as co-borrower to the loan


Courses eligible for educational loan

Graduation courses: BA, B Com, B Sc,

PG courses: Masters and Ph D

Professional courses: Engineering, medical, agriculture, veterinary, law, dental, management, computer, etc.

Computer certificate courses of reputed institutes accredited to department of electronics or institutes affiliated to a university

Courses like ICWA, CA, CFA, etc

Courses by IIM, lIT, IISc, XLRI, NIFT, etc

Courses offered in India by reputed foreignuniversities

Evening courses of approved institutes

Other courses leading to diploma/degree etc,conducted by colleges/universities approved byUGC/govt/AICTE/ AIBMS/ICMR, etc

Teacher training course/nursing course/B Ed will be eligible for education loan, provid ed the training institutions are approved either
by the Central government or by state govern ment and such courses should lead to degree or diploma course and not to certification course.

Nursing courses fall under SBICare Rs 3 lakh


Expenses considered
Fee payable to college/school/hostel

boarding and lodging expenses

Examination/Library/Laboratory fee

Purchase of books/ equipment/ instruments/ uniforms

Caution deposit/ building fund/ refundable deposit supported by institution bills/ receipts the amount considered for loan should not exceed 10 per cent of the tuition fees

Travel expenses for studies abroad

Purchase of computers

Any other expense required for study tours, project works, thesis writing etc

Cost of a two-wheeler up to Rs 50,000 can be included where the loan amount is secured by a suitable third party guarantee and/or tangible collateral security
Margin requirement
Up to Rs  4 lakh: Nil
Above Rs  4 lakh: Studies in India: 5 % Studies abroad: 15 %

Rate of interest
Loans up to Rs 4 lakh: 13.25 %
Loans above Rs 4 lakh and up to Rs  7.5 lakh: 14.75 %
Loans above 7.50 lakh: 13.75 %
For scholar loans, the rate of interest is 10.75 %.

contact the nearest branch for Complete details and current Rate of Interest

SBI CAR Loans Above Rs 5 Lakh Basic Details

SBI CAR Loans Above Rs 5 Lakh Basic Details
Eligibility tenure and other details of SBI car loans

Between the age 21 – 65 years (for sanction of loan), loan can be granted to persons beyond 65 years who have sufficient, regular and continuous source of income for servicing the loan. Loan must be fully repaid before the borrower attains the age of 70 years

Individuals — salaried, professionals, self-employed, businessmen Proprietary & partnership firms that are income tax assesses with minimum net annual income of Rs 2,50,000
(for professionals, self employed, businessmen proprietary & partnership firms — net profit or gross taxable income of 2,50,000 p.a. as per ITR after netting off depreciation and repayment of all existing loans, or turnover of Rs 10 lakh p.a.

For purchase of new passenger cars, jeeps, multi-utility vehicles (MUVs) and SUVs with minimum loan component of Rs 5 lakh

Loan Amount
Finance for on-road price as against ex-showroom price
Maximum: 30 times of net monthly income or 2.5 times the net annual income.
For new vehicles: No ceiling on absolute loan amount

Margin (On the on-road price)
For all loans: 15 %

Depending on Net Annual Income EMI/NMI Ratio will be as under:
Net Annual Income: EMI/NMI Ratio
Up to 5 lakh :Should not exceed 50%
Above 5 lakh and upto 10 lakh:Should not exceed 60%
Above 10 lakh:Should not exceed 75%

Processing Fee
0.50% of the loan amount upfront, subject to Minimum of Rs 500 and maximum of Rs 10000.
25% of the Processing Fee will be retained if the application is rejected after pre sanction survey subject to Minimum of Rs 500 and maximum of Rs 2500.
In case of takeover of car loans of Rs 5 lakh and above from other banks/NBFCs the DGM (O&C) and Network Head can give discretion to waive processing charges up to 50% and 100% respectively

Rate of Interest
At present the following Interest Rates are applied w.e.f 11.07.2011:For all tenure: 2.25% above Base Rate i.e. 11.75% p.a.(Base rate 9.50%)

For Latest Rates and other details please contact your nearest Bank

Id Mubarak NSE BSE Closed Due to Festival of EId 31 Aug 2011

Id Mubarak NSE BSE Closed Due to Festival of EId 31 Aug 2011
Wednesday Ramzan ID is a Holiday So Enjoy today
I wish you ALL a very happy and peaceful Eid. May Allah accept your good deeds, forgive your transgressions and ease the suffering of all peoples around the globe.Eid Mubarik

Can I Stay
Wait Till The End Of Ramzan
Can B
The 1st Who

Very sweet
Happy Eid Mubarik